FINAPP securely pulls banking transactions through Plaid, normalizes the data, and delivers it wherever your operations need it—through our API or a custom-built integration.
LIVE DATA PIPELINENormalizeWe handle the complicated middle: secure connectivity, transaction normalization, tenant isolation, automation, and reliable delivery into the systems your team already uses.
Connect bank accounts, credit cards and financial institutions through Plaid. FINAPP pulls and maintains a searchable, normalized transaction history on an automated schedule.
Put live financial data behind your own dashboards, accounting workflows or client experiences using revocable, tenant-bound API keys.
Explore the API approach →When an API alone is not the answer, we design and build the bridge—from legacy accounting tools and CRMs to modern client portals.
See integration options →Use structured banking data to surface likely matches, exceptions and unexplained activity—while keeping your team in control of approval.
See the intelligence layer →Every client receives an isolated workspace and database, its own Plaid credentials, users, connected institutions and API access.
Scheduled transaction pulls, webhook-driven updates, connection health, reconnect notifications and complete synchronization history.
Your organization opens and owns its Plaid account. You retain the direct relationship, credentials and billing. FINAPP provides the secure infrastructure and implementation expertise that turns that access into something useful.
You control PlaidYour account, approval, credentials and institution access stay with your organization.
FINAPP connects the piecesWe implement Plaid Link, transaction synchronization, connection recovery and secure storage.
Your systems get better dataConsume a clean API or let us build the complete workflow around your operations.
Data infrastructureFINAPP exposes connected accounts, balances, transactions and synchronization health through a documented REST API. Filter by account, date, direction, pending state, merchant—or search an exact amount.
// Exact amount + posted transactions
const response = await fetch(
`${FINAPP_API}/transactions
?search=$1,284.50&pending=false`,
{ headers: { authorization: `Bearer ${KEY}` } }
);
const { data, pagination } = await response.json();
// Normalized for reliable reconciliation
{
"merchant_name": "Cloud Systems Inc.",
"amount": 1284.50,
"direction": "debit",
"pending": false
}Every business has different systems, constraints and reconciliation rules. We can deliver the data—or partner with you to build the complete solution.
FINAPPFinancial data layerHuman approval stays in the loop.AI proposes; your team reviews and decides.
Once the bank data is structured, we can build intelligence around your actual accounting process—not a generic chatbot. Surface likely matches, find exceptions, explain variance and prioritize what needs a human decision.
Matching assistanceScore likely invoice, payment and expense matches using amount, date, reference and historical patterns.
Exception detectionBring duplicates, missing references, unusual activity and stale unmatched items to the top.
Workflow-specific AIDesign prompts, policies and approval paths around how your finance team actually works.
FINAPP was built as infrastructure, not a spreadsheet replacement. Sensitive connection details are encrypted, tenant data is physically isolated, API permissions are explicit, and activity is traceable.
Discuss your requirements →Database per tenantClient financial records live in a dedicated tenant database, separate from every other workspace.
Authenticated encryptionPlaid secrets and access tokens are protected with AES-256-GCM and context-specific authenticated data.
Scoped, revocable API keysIntegrations receive only the permissions they need and can be disabled immediately.
Verified event pipelinePlaid webhook signatures, request integrity and duplicate delivery are validated before processing.
Auditable operationsConnection changes, data exports, API access and administration create an operational trail.
Start with the outcome your team needs. We map the data, integration and operating model, then build in deliberate stages.
Understand the institutions, systems, reconciliation rules, users and desired outcome.
Configure client-owned Plaid access and establish the secure FINAPP data workspace.
Deliver the API, adapter, portal or workflow that fits the existing environment.
Add automation, AI-assisted reconciliation and operational insight where it creates value.
Tell us where transaction data needs to go, what your team is reconciling today, or what you wish your current systems could do. We’ll respond with a practical way forward.
Share the outcomeNo technical specification required.
02We map the approachAPI, custom integration, or complete workflow.
03Build with confidenceSecure foundations and a clear delivery path.
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